Vision Premier prepaid Visa debit card
A bank/direct deposit alternative to the millions of people who are tired of paying overdraft fees or do not have a bank account.
ONLY to be used by the people who:
- Can’t get credit
- Need a credit card
- Are committed to begin financial responsibility
The Vision Premier Prepaid Visa Debit Card helps cash-paying individuals avoid check cashing fees and helps them get their money quicker using direct deposit. With direct deposit there is no more waiting in line to cash your check.
This Visa card is FDIC-insured and is protected by Visa Zero Liability fraud protection so users can rest assure knowing they can shop online without worry as well as get cash from any ATM machine with the Visa Ready Link or STAR brand logo.
Card Benefits:
- Free Direct Deposit; no more check cashing fees
- Guaranteed Approval* / NO Credit Check
- $0 Activation and No Monthly Fee with Direct Deposit*
- Unlimited purchase transactions, convenient and safe online shopping
- Free Online Bill Pay (pay all your bills online safely & quickly)
- Free email/SMS alerts, know your balance at all times
- No automated telephone balance inquiry fees / Free IVR
- FDIC insured and secured by Visa Zero Liability
Open a Guaranteed Approval* account.
Overdraft fees: A burden and an incentive
US banks are expected to receive a record $38.5 billion in overdraft fees this year. With overdraft fees averaging $26 a pop, that’s almost 1.5 billion overdrafts for the entire country this year. That’s a LOT of people spending more than they’ve got!
As unfair as they seem, especially since they tend to affect those who are the least well-off of all of us, look at overdraft fees as a punishment for treating your finances badly. When a child is punished, it is for doing something bad. The bank is treating you like a badly behaving child. How do you stop it? Be good to your money!
Look at avoiding overdraft charges as a reward for spending wisely. Always spend less than what you have in your account. Even if you buy something with a credit card; if your current bank account balance does not cover the full purchase (along with any other purchases you’ve made recently) do not make that purchase, period.
